RT Conference Proceedings
T1 Exploring the relationship between financial literacy, risk-taking propensity and entrepreneurship in Spanish undergraduates
A1 Diéguez-Soto, Julio
A1 Molina-García, Antonio
A1 Martínez-Alonso, Rubén
A1 Martínez-Romero, María José
K1 Finanzas
K1 Emprendimiento
AB This article uses covariance-based structural equation models in a sample of 568 Spanish undergraduates to provide evidence on the impact of financial literacy (measured through its three dimensions, that is, financial knowledge, attitude, and behaviour) on entrepreneurial intention through the mediating role of the risk-taking propensity. The results show that: (i) financial knowledge has an indirect positive impact; (ii) financial attitude has an indirect negative impact; (iii) financial behaviour has a positive impact both directly and indirectly. These findings are highly relevant in demonstrating the mechanism that explains the relationship between financial literacy and entrepreneurial intention considering the role of risk-taking propensity, an important channel to promote youth entrepreneurship.
YR 2022
FD 2022
LK https://hdl.handle.net/10630/25169
UL https://hdl.handle.net/10630/25169
LA eng
NO Universidad de Málaga. Campus de Excelencia Internacional Andalucía Tech.
DS RIUMA. Repositorio Institucional de la Universidad de Málaga
RD 19 ene 2026