RT Journal Article T1 Financial education in Secondary Education: a cross-country analysis A1 López-Agudo, Luis Alejandro A1 Marcenaro-Gutiérrez, Óscar David K1 Educación financiera - Estudio y enseñanza K1 Rendimiento académico AB We live in a society in which knowing how to manage money is a necessity, since it is required in our everyday life. In this context, financial literacy is a competence which people should develop in order to improve their money-related decisions. In order to analyse the contribution of financial education to this competence, we go beyond the previous literature in respect to correlation by using student fixed-effects and PISA 2018 data for 15-year-old students in 20 countries. Our results show that, in most of the countries under analysis, the financial education that students receive in the subject of mathematics may contribute to the development of their financial literacy competences. Nevertheless, the lack of an effective subject in economics is still an issue in most of the educational systems under analysis. PB Oxford University Press YR 2023 FD 2023-04-07 LK https://hdl.handle.net/10630/39352 UL https://hdl.handle.net/10630/39352 LA eng NO López-Agudo, L. A., Marcenaro-Gutiérrez, O. D. (2023). “Financial education in secondary education: a cross country analysis”. CESifo Economics Studies, 69(1), 21-60. NO https://academic.oup.com/pages/self_archiving_policy_b DS RIUMA. Repositorio Institucional de la Universidad de Málaga RD 20 ene 2026