2026-06-03T22:30:10Zhttps://riuma.uma.es/rest/oai/requestoai:riuma.uma.es:10630/257322026-02-03T12:28:27Zcom_10630_2254col_10630_37959
RIUMA. Repositorio Institucional de la Universidad de Málaga
author
Rubio-Misas, María
2023-01-16T08:09:30Z
2023-01-16T08:09:30Z
2022
https://hdl.handle.net/10630/25732
This paper provides the first evidence on how national culture conditions the integration of Eurozone life insurance markets. It analyzes seven markets over a sixteen-year sample period that includes the financial crisis. We focus on three cultural values, which are individualism, trust and hierarchy. The results indicate that collectivism culture increases cost and revenue performance and integration of Eurozone life insurance markets. Trust contributes to this integration, particularly in financial crisis, and egalitarian culture facilitates it in non-crisis time. Our findings are robust with tests designed to alleviate endogeneity concerns.
eng
Seguros - Europa - Congresos
Culture and integration of Eurozone life insurance markets
conference output
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URL
https://riuma.uma.es/bitstreams/35227181-bdba-4b33-b0fd-ac71f1b3c8fa/download
File
MD5
abd33a986a6f2199b83bae0b2919a8f3
13536
application/vnd.openxmlformats-officedocument.wordprocessingml.document
Culture&IntegrationofEurozoneLifeInsuranceMarkets.docx