2026-05-30T02:12:55Zhttps://riuma.uma.es/rest/oai/request

oai:riuma.uma.es:10630/280572026-02-03T10:59:09Zcom_10630_2254col_10630_37953

Analyzing the Effect of Financial Constraints on Technological and Management Innovation in SMEs: A Gender Perspective. Ruiz-Palomo, Daniel Fernández-Gámez, Manuel Ángel León-Gómez, Ana María Empresas - Finanzas Pequeñas y medianas empresas - Innovaciones tecnológicas Empresarias The aim of this research is twofold: establishing whether access to bank financing facilitates innovation in SMEs and whether such effect can be explained from a gender perspective. Using a sample of 310 Spanish SMEs, this study first examines the effect of alleviating financial constraints on both technological and management innovation through a structural equation model. Then, the moderating effect of gender is examined. Our results showed that (a) relaxing financial constraints helps SMEs to innovate in both technological and management innovation, (b) the effect of the relaxation of financial constraints is significantly greater in companies managed by women, and (c) the moderating effect of gender occurs from the double perspective of technological innovation and management innovation. Our empirical results suggest that the gender of the CEO plays a vital moderating role among innovation and financial constraints, providing new evidence about women’s contribution to innovation in SMEs, so these results have practical business and institutional implications as they point out the relevance to promote employment policies that favour the gender diversity of employees at all hierarchical levels of the company 2023-11-17T10:22:27Z 2023-11-17T10:22:27Z 2022-03-11 journal article Ruiz-Palomo, D., Fernández-Gámez, M. Á., & León-Gómez, A. (2022). Analyzing the effect of financial constraints on technological and management innovation in SMEs: a gender perspective. SAGE Open, 12(1), 21582440221079925. DOI: https://doi.org/10.1177/21582440221079925. https://hdl.handle.net/10630/28057 10.1177/21582440221079925 spa http://creativecommons.org/licenses/by/4.0/ open access Atribución 4.0 Internacional SAGE