2026-06-01T19:18:25Zhttps://riuma.uma.es/rest/oai/requestoai:riuma.uma.es:10630/393522026-02-03T11:18:35Zcom_10630_2254col_10630_37953
RIUMA. Repositorio Institucional de la Universidad de Málaga
author
López-Agudo, Luis Alejandro
author
Marcenaro-Gutiérrez, Óscar David
2025-07-16T08:28:31Z
2025-07-16T08:28:31Z
2023-04-07
López-Agudo, L. A., Marcenaro-Gutiérrez, O. D. (2023). “Financial education in secondary education: a cross country analysis”. CESifo Economics Studies, 69(1), 21-60.
https://hdl.handle.net/10630/39352
10.1093/cesifo/ifad002
We live in a society in which knowing how to manage money is a necessity, since it is required in our everyday life. In this context, financial literacy is a competence which people should develop in order to improve their money-related decisions. In order to analyse the contribution of financial education to this competence, we go beyond the previous literature in respect to correlation by using student fixed-effects and PISA 2018 data for 15-year-old students in 20 countries. Our results show that, in most of the countries under analysis, the financial education that students receive in the subject of mathematics may contribute to the development of their financial literacy competences. Nevertheless, the lack of an effective subject in economics is still an issue in most of the educational systems under analysis.
eng
Attribution-NonCommercial-NoDerivatives 4.0 Internacional
Educación financiera - Estudio y enseñanza
Rendimiento académico
Financial education in Secondary Education: a cross-country analysis
journal article
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40.LopezAgudoMarcenaro2023.pdf